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Which risks are covered by Auto Active M?

Package M is a budget option and insures car from a car accident. 

 

Which risks are covered by Auto Active L?

Auto Active L insures your car from the following risks: Car accident, vandalism, fallen things, theft, explosion-fire, glass damage and natural disasters. 

Which risks are covered by Auto Active XL?

XL package insures you car from: a car accident, vandalism, fallen things, glass damage, theft, explosion-fire and natural disasters.

What's a difference between packages L and XL?

Both packages have the same coverages. With package L you pay 20% less, but this package has a franchise. 

 

What is franchise?

Franchise is a minimum amount that is not compensated by insurance. For example, if franchise is 50$ and loss was 500$, we will reimburse you for 450$.

Does insurance fee depend on franchise?

Yes, it decreases monthly fee. That's why you pay less for package L and not for XL, even though both of them cover the same risks.

 

Does insurance fee depend on driver's age?

Yes, driver's age is important for the insurance fee. Only people from age 21 can buy insurance. 

How much does car insurance cost?

Insurance price depends on: car release date, driver's age, car's price. 

What does authorized driver mean?

When you buy an insurance, you can add one or more people, who can also drive a car. Insurance will cover incidents which happen while they were driving. Policy fee also depends on how many drivers will you add to the insurance.
 

What sales can I use?

During the insurance period you will be able to use sales in our partner companies. If you buy a car insurance during the promotion period, you might be able to use additional offers. You can ask for this info on our hotline 0322505111.
 

What services does autoservice group have?

As soon as you report an accident, autoservice group will arrive and help you with police and the third party. He/she will explain the compensation process and will give you an advice. 
 

What services does auto assistance group have?

Auto Assistance will help you while driving - if you suddenly ran out of gas, your car stopped or something got damaged. Auto Assistance will come to you - they will bring gas, start the car or change your tire. If needed, they will send evacuator too. 

How do I exchange ecocoins?

While buying a new insurance or renewal process, choose "pay with ecocoins". It will automatically convert into money and will be excluded from the fee.

What is expiration date for Ecocoins?

Ecocoins are active 1 year after  the moment of insurance.

 

Can I use ecocoins to buy insurance for someone else?

Yes, you can. In such case you will be the owner of the insurance and he/she will be the user. 
 

What does loyalty program Ecoists mean?

Ecoists is a movement that you enter from the moment of insurance. You collect points. 5% of your fee is returned to you as ecocoins and you can use them to renew or buy insurance. You can also collect ecocoins with healthy lifestyle. 1 ecocoin = 1₾

Check collected ecocoins in the app MyGPI.

How do I check collected Ecocoins?

Check them in the app MyGPI.

What exceptions does it include?

Policy does not cover cases, if:

  • If the driver for drunk of under influence 
  • Car was participating in extreme competition, in the race
  • Car is wanted 
  • Car got damaged while a war, civil unrest or while transporting explosives