COMFORT POLICY
Insure your renovations, furniture, and appliances against potential risks
Affordable
Comfortable
From 25 ₾
Choose The Package That Suits You
Get your home insured to protect your building, contents, and liability from damage, theft, and unexpected risks.
Standard
25 ₾
Monthly
120 sq.m
Water damage from a neighbor’s apartment
Damage to heating systems
Failure of sewage, plumbing, and electrical systems
Hail, flooding, earthquakes, and strong winds
Fire, smoke, explosion
Theft, robbery
Malicious acts by a third party (vandalism)
Premium
35 ₾
Monthly
The most popuular package with optimal pricing
Water damage from a neighbor’s apartment
Damage to heating systems
Failure of sewage, plumbing, and electrical systems
Hail, flooding, earthquakes, and strong winds
Fire, smoke, explosion
Theft, robbery
Compensation for apartment rent
What services are financed?
insured Risks
Your apartment will be insured against water damage from a neighbor, breakdowns of heating, plumbing, sewage, or electrical systems, damage caused by natural events such as hail, flood, or strong winds, fire and explosions, theft, robbery, and vandalism.
Apartment Rent
If your apartment becomes uninhabitable due to damage, the premium package will cover your rent for up to 3 months.
Insurance Limits
The policy cost starts from 25 GEL and depends on the apartment’s size. The insurance limit, which is the total amount your apartment is insured for, depends on the chosen package:
- Standard – Interior finishes covered up to GEL 350 per sq. m.; furniture and appliances covered up to GEL 15,000.
- Premium – Interior finishes covered up to GEL 600 per sq. m.; furniture and appliances covered up to GEL 20,000.
Liability Insurance
To prevent disputes with neighbors, you can add liability coverage to your chosen package for just 6 GEL per month. If your actions cause damage to a neighbor’s renovations or household items, we will compensate up to 10,000 GEL.
What People Ask
How to submit a claim for compensation?
To claim compensation, report the damage through the hotline at 032 2 605 111 . A manager will contact you, visit the address, assess the damage, and you will receive compensation within 14 calendar days of submitting the required documents, in accordance with the policy terms and conditions.
Will damage to renovations be compensated if caused by natural events?
If the apartment’s renovations or furniture are damaged by natural events, it is necessary to obtain a meteorological report from the Environmental Protection Agency for the specific period of the event. If the data shows that the scale of the natural event exceeded acceptable limits, the damage will be compensated.
If both my and my neighbor’s renovations are damaged, will the repair costs for both apartments be covered?
With the Comfort policy, the repair costs for your apartment will be covered. Damage to your neighbor’s apartment will be covered only if you have purchased additional third-party liability coverage (GEL 6/month, with a coverage limit of GEL 10 000).
If both my neighbor and I have insured apartments and damage comes from their apartment:
In this case, compensation will be provided from your neighbor’s insurance limit, since you were damaged due to them and the liability falls on them.
How can I add new items to my insurance package?
You can add new furniture or household appliances to your insurance package through your personal account—just specify the type of items and their value. Adding new items will not increase the policy cost.
Can I add expensive jewelry to my items?
Unfortunately, jewelry cannot be added to the insured items.
If my home is damaged to the point that I cannot live in it, will I receive any additional services?
If natural events, fire, or explosion make your apartment uninhabitable, we will provide housing for you and your family and cover rent for up to 3 months, up to $500. This period will be enough for you to repair and restore your apartment. Note that this service is only available with the Premium package.
Does the Comfort policy have a deductible, and in which cases?
The Comfort policy includes a deductible: for damage to interior finishing, 5% of the damage, with a minimum of 250 GEL; or damage to contents, a minimum of 150 GEL per incident. Remember, the deductible is the amount that is not reimbursed and will be deducted from the compensation.
Why Should I Choose Policy Comfort?
Affordable
From just 25 GEL per month, you can insure renovations, valuable furniture, and appliances up to 10,000 GEL and have peace of mind.
Comprehensive Reimbursement
10% of your Comfort Premium policy value is accumulated as Bruno points, which you can use to renew the same policy or purchase a new one.
