Mandatory Insurance for Gathering Places
Civil liability insurance fully compliant with legal requirements
Damage to life and health
Damage to third-party property
Damage to the entrepreneur’s property and inventory
Why and for whom is this insurance mandatory?
Civil liability insurance is mandatory for mass gathering facilities in Georgia, according to the government decree from March 27, 2019, including:
- Shopping centers
- Markets
- Gas stations
- Hotels
The purpose of mandatory civil liability insurance is to protect the personal and property interests of third parties in mass gathering facilities.
What incidents are covered?
Coverage applies only to incidents that occur during insured activities within the insurance territory and result in:
- Damage to third-party property
- Injury to third-party persons
What risks does the policy cover?
The policy covers payments you are legally required to make for physical or property damage to third parties, including legal and court costs, up to the reimbursement limit specified in the policy.
Example:
If an employee in a hotel slips on a wet floor that was not properly marked and injures a guest, we will cover the financial loss you are responsible for. Or, if a fire breaks out at a facility and spreads to a neighboring building, we will cover the resulting property damage you are liable for.
What to do in case of an incident?
Notify the support team within 24 hours of the incident.
How is the policy cost determined?
The cost is calculated individually based on the size of the business, total limit, per-incident limit, and other factors.
How to purchase the policy
To purchase a policy, contact us at +995 32 2 505 111, and our representative will offer terms tailored to your business.
