Accident insurance
Accident insurance tailored to meet all legal requirements
Full damage coverage
Salary Compensation
Medical Treadment Reimbursement
What People Ask
Why is it mandatory for companies to purchase an employee accident insurance policy ?
Since 2019, by the decision of the Government of Georgia, it has become mandatory for employers to insure employees performing high-risk jobs.
Who is required to purchase this policy?
The purchase of mandatory insurance is required for all legal entities, including individual entrepreneurs, who, under the Government Decree of July 27, 2018, have been granted the status of performing high-risk activities.
What risks does the policy cover?
The accident insurance policy covers both minor, severe, and fatal incidents:
Temporary and permanent disability
Sick leave
Salary compensation
Emergency medical assistance
Treatment costs
Death
Who can benefit from this insurance policy?
Accident insurance can be used by individuals of any age who are employed by an organization under an employment relationship or are self-employed.
For what period is the insurance valid?
The insurance coverage period includes working hours as well as direct travel, without deviation, from the place of residence to the workplace and from the workplace back to the place of residence.
What is the coverage area of the insurance?
The territorial scope of the insurance includes all areas where employees are present or travel for work purposes, within Georgia, Armenia, and Azerbaijan.
What to do in the event of an accident?
A notification must be submitted to the hotline within 48 hours of the accident.
Documentation required for reimbursement must be submitted within 1 month.
In case of the policyholder’s death due to an accident, the insurance payout will be made to the policyholder’s legal heirs.
The reimbursement will be processed within 45 calendar days.
How much does this policy cost?
We offer a one-year insurance package tailored for your business. You choose the number of employees to be insured and the reimbursement limit, within which employee replacement is covered.
The cost depends on the number of employees selected and the chosen insurance limit:
Minimum of 3 employees
Annual premium starting from 75 GEL
Insurance limit from 5,000 to 75,000 GEL
How can I buy this insurance policy?
To buy a policy, contact us at +995 32 2 505 111, and our representative will offer terms tailored to your business.
