What happens if you crash into someone and end up having to pay 10 000 GEL?
You wake up as usual.
Have breakfast.
Leave home and get stuck in a long traffic jam on your way to work.
For a moment, life makes you pause and think.
You’re sitting in your car.
Foot on the brake.
Hands on the steering wheel.
Eyes fixed on the road.
The radio is on.
The phone is silent.
Everything is under control…
or so it seems.
Then it happens — in just one second.
Your car moves slightly forward and hits the bus in front of you.
The speed isn’t high.
There’s no serious impact — just a light touch.
You think it’s a minor incident.
But this is exactly the moment when something begins that many drivers don’t expect.
You never imagined that two marks left on a bus could turn into bank-level debt.
In reality, the very next day you’ll be contacted and asked to compensate 10,000 GEL in damages.
To avoid taking out a loan, all you need to do is purchase Auto Third Party Liability Insurance (MTPL) from GPI, for just 12 or 20 GEL per month.
Now let us explain what MTPL is.
Why Do You Need Auto Third Party Liability Insurance (MTPL)?
Driving a car is a daily necessity, but being on the road always comes with risk.
Even a small moment of inattention can turn into a serious financial expense.
That’s exactly what Auto Third Party Liability Insurance (MTPL) protects you from — and at GPI Holding, you can purchase it for only 12 GEL per month.
What Is MTPL?
MTPL is insurance that compensates for damage your vehicle may cause to a third party — another person, their vehicle, or their property.
For example, there are frequent cases where drivers crash into shop windows, and restoring the damage to a store can often cost up to 100,000 GEL.
Unfortunately, accidents involving pedestrians are even more common, and medical treatment for injured individuals is associated with extremely high costs.
However, when you have MTPL, it protects your financial responsibility toward others.
What Does MTPL Cover?
Under MTPL, the following damages are compensated:
- Damage to another vehicle
- Damage to municipal property (poles, fences, bus stops, etc.)
- Injury caused to a third party
- In severe cases: medical expenses
In Tbilisi, you’ve probably witnessed or at least heard how large the financial liability can be if you accidentally crash into a bus — or even just scrape it.
Did you know that when a passenger car collides with public transport, the damage often amounts to thousands of GEL?
Bus repairs at authorized service centers, immobilized public transport, and additional costs — in the end, full responsibility falls on the driver.
As mentioned, the total amount can even exceed 100,000 GEL.
A single accident — or even what seems like a minor traffic incident — can put you in a serious financial crisis.
That’s exactly when Third Party Liability Insurance (MTPL) protects you.
If a traffic accident occurs due to your fault and you collide with a bus, GPI will compensate the damage within the insurance limit — so that one mistake doesn’t turn into a financial disaster.
You don’t need to insure your own car to purchase MTPL.
Simply visit the GPI website and insure your liability toward other drivers for just 12 GEL per month.
The insurance pays damages on your behalf and protects you from unexpected major expenses.
Why Should You Have MTPL?
MTPL:
- Protects you from major financial obligations
- Gives you peace of mind while driving every day
- Ensures protection of third-party interests
- Reduces conflicts and legal risks
- Is the choice of a responsible vehicle owner
A traffic accident can happen to anyone — even an experienced driver.
MTPL is not just insurance; it is financial security that protects both you and others.
If you don’t want one moment of inattention to turn into a problem costing thousands of GEL, purchase MTPL today.
