The rate depends on a package you choose – Automechanic, Automatic or Autotronic. In determining the rate , the insurance company also considers number of other factors which affect the premium. They are:
- Driving experience
- Type of car
(Sports cars for instance fall into the higher risk category and consequently, insurance rate of a sports car can be higher than the insurance of an off-road car).
- Number of traffic accidents
(A person with a record of frequent traffic accidents will have to pay more for auto insurance than a person with no or infrequent car accidents).