Policy does not cover:
- Medical costs incurred due to any pre-travel illness or complications thereof;
- Cost of treatment for injuries sustained when embarking, disembarking or being on board a plane;
- Medical expenses incurred due to health deterioration caused by or due to suicide attempt, the effects of alcohol and/or drugs;
- Costs of any injury sustained as a result of environmental contamination or natural calamities;
- Injuries resulting from terrorist act, war or riot.