{"id":9606,"date":"2026-01-28T15:45:34","date_gmt":"2026-01-28T11:45:34","guid":{"rendered":"https:\/\/www.gpih.ge\/?p=9606"},"modified":"2026-03-09T15:00:50","modified_gmt":"2026-03-09T11:00:50","slug":"the-bus-is-always-right","status":"publish","type":"post","link":"https:\/\/www.gpih.ge\/en\/the-bus-is-always-right\/","title":{"rendered":"The Bus Is Always Right"},"content":{"rendered":"\n

What happens if you crash into someone and end up having to pay 10 000<\/strong> GEL<\/strong>?<\/p>\n\n\n\n

You wake up as usual.
Have breakfast.
Leave home and get stuck in a long traffic jam on your way to work.<\/p>\n\n\n\n

For a moment, life makes you pause and think.<\/p>\n\n\n\n

You\u2019re sitting in your car.
Foot on the brake.
Hands on the steering wheel.
Eyes fixed on the road.<\/p>\n\n\n\n

The radio is on.
The phone is silent.<\/p>\n\n\n\n

Everything is under control\u2026
or so it seems.<\/p>\n\n\n\n

Then it happens \u2014 in just one second.<\/p>\n\n\n\n

Your car moves slightly forward and hits the bus in front of you.
The speed isn\u2019t high.
There\u2019s no serious impact \u2014 just a light touch.<\/p>\n\n\n\n

You think it\u2019s a minor incident.<\/p>\n\n\n\n

But this is exactly the moment when something begins that many drivers don\u2019t expect.
You never imagined that two marks left on a bus<\/strong> could turn into bank-level debt<\/strong>.<\/p>\n\n\n\n

In reality, the very next day you\u2019ll be contacted and asked to compensate 10,000 GEL<\/strong> in damages.<\/p>\n\n\n\n

To avoid taking out a loan, all you need to do is purchase Auto Third Party Liability Insurance (MTPL)<\/strong> from GPI<\/strong>, for just 12 or 20 GEL per month<\/strong>.<\/p>\n\n\n\n

Now let us explain what MTPL<\/strong> is.<\/p>\n\n\n\n

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Why Do You Need Auto Third Party Liability Insurance (MTPL)?<\/strong><\/h3>\n\n\n\n

Driving a car is a daily necessity, but being on the road always comes with risk.
Even a small moment of inattention can turn into a serious financial expense.<\/p>\n\n\n\n

That\u2019s exactly what Auto Third Party Liability Insurance (MTPL)<\/strong> protects you from \u2014 and at GPI Holding<\/strong>, you can purchase it for only 12 GEL per month<\/strong>.<\/p>\n\n\n\n

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What Is MTPL?<\/strong><\/h3>\n\n\n\n

MTPL is insurance that compensates for damage your vehicle may cause to a third party \u2014 another person, their vehicle, or their property.<\/p>\n\n\n\n

For example, there are frequent cases where drivers crash into shop windows, and restoring the damage to a store can often cost up to 100,000 GEL<\/strong>.
Unfortunately, accidents involving pedestrians are even more common, and medical treatment for injured individuals is associated with extremely high costs.<\/p>\n\n\n\n

However, when you have MTPL, it protects your financial responsibility<\/strong> toward others.<\/p>\n\n\n\n

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What Does MTPL Cover?<\/strong><\/h3>\n\n\n\n

Under MTPL, the following damages are compensated:<\/p>\n\n\n\n